MyPinjam Credit
Structured financing for every milestone
Explore a curated portfolio of consumer and commercial loans backed by transparent pricing, responsive support, and flexible repayment structures.
- Average Approval Time
- 24 - 48 hours
- Customer Satisfaction
- 4.9 / 5 rating
- Licensed Since
- 2010
Loan Catalogue
Select the facility that fits your growth plans. Each product includes guidance on documentation, compliance, and repayment structuring.
Personal Loan
- Loan Amount
- RM 5,000 - RM 150,000
- Interest Rate
- 6.5% - 12% p.a.
- Loan Tenure
- 1 - 7 years
Key Features
- No collateral required
- Fast approval within 24-48 hours
- Flexible repayment terms
- Early settlement allowed
SME Business Loan
- Loan Amount
- RM 50,000 - RM 500,000
- Interest Rate
- 7% - 14% p.a.
- Loan Tenure
- 1 - 10 years
Key Features
- Working capital financing
- Business expansion funding
- Equipment purchase loans
- Invoice financing available
Equipment Financing
- Loan Amount
- RM 20,000 - RM 300,000
- Interest Rate
- 6% - 11% p.a.
- Loan Tenure
- 2 - 7 years
Key Features
- Up to 90% financing
- New & used equipment
- Flexible down payment
- Quick processing
Working Capital Loan
- Loan Amount
- RM 30,000 - RM 200,000
- Interest Rate
- 8% - 15% p.a.
- Loan Tenure
- 6 months - 5 years
Key Features
- Revolving credit facility
- Overdraft protection
- Seasonal business support
- Cash flow management
Compare Our Loan Products
Find the perfect loan for your needs by comparing key features side by side
| Feature | Personal Loan | Business Loan | Debt Consolidation | Property Loan |
|---|---|---|---|---|
| Loan Amount | RM 5K - 100K | RM 50K - 500K | RM 10K - 150K | RM 100K - 1M |
| Interest Rate (p.a.) | From 4.88% | From 5.5% | From 5.2% | From 3.8% |
| Loan Tenure | 1 - 10 years | 1 - 7 years | 1 - 10 years | 5 - 35 years |
| Processing Time | 1 - 2 days | 3 - 5 days | 2 - 3 days | 7 - 14 days |
| Collateral Required | No | Optional | No | Yes (Property) |
| Min. Monthly Income | RM 3,000 | RM 5,000 | RM 3,000 | RM 5,000 |
| Early Settlement | ✓ No penalty | ✓ No penalty | ✓ No penalty | Terms apply |
| Best For | General expenses | Business expansion | Multiple debts | Property purchase |
Why clients choose Aurora Credit
Personalised consultation with experienced loan advisors
Seamless digital document submission and tracking
Dedicated after-sales support throughout your tenure
Every application is reviewed by licensed advisors who ensure alignment with Bank Negara Malaysia guidelines and responsible lending standards.
Need guidance?
Share your financing goals and get a tailored recommendation within one business day.
Hotline: 01121021121
Email: hello@mypinjamcredit.com